The Chancellor's Pre-Budget Report was published on December 9th. Not as well reported as the rise in National Insurance, it contains a chapter on reforming financial services which looks at ways to improve access for people in deprived communities in order to help tackle financial exclusion. This goes some way to meeting one of the calls of the Better Banking Campaign. The PBR also includes a commitment to set up a reclaim fund to hold assets from dormant bank accounts and, from this, invest £75m to set up a social investment wholesale bank by the next Budget, with the remainder going to youth services and financial inclusion services. Pre Budget Report